Pre-Holiday Purchasing Tips
If the jingle of change in your pocket or sound of a crisp $50 is a memory of the past, the Wellspring editorial team brings some financial health tips to you in time for the pre-holiday spending rush.
- It’s still not too late to set aside cash and a cash budget for holiday gift giving.
- This year, early October is a great month to peruse special discounts on pre-holiday bargains for everything from electronics to apparel, toys, gadgets, and jewelry.
- A credit card should be viewed as a tool, not a necessity for holiday shopping. Thus, if you can’t pay the credit card off the month after you purchase, do not use it for holiday spending.
- Every time you use a credit card, be aware of the asset ratio and ability to pay back.
- If gifts or essentials are placed on a credit card this holiday season, be certain to use a credit or debit plan that offsets purchases by accruing rewards you truly need, such as travel, hotels, miles, or better yet, savings in a bank account.
- Get crafty and create gifts everyone will love on a budget.
Stay tuned to Wellspring Health and Style for our editor’s picks for holiday giving with recipes, and ideas for making gifts from scratch, at home. 
Here are some tips for better organizing your decorations. Gift Ideas
I agree completely, its no wonder people just dont get it. In this day and age its imperative.
Thank you so much, there aren’t enough posts on this… or at least i cant find them. I am turning into such a blog nut, I just cant get enough and this is such an important topic… i’ll be sure to write something about your site
After reading Rather good ideas on your Blog. I bookmark it. thanks you for posting such lovely content
Have you ever considered adding more videos to your blog posts to keep the readers more entertained? I mean I just read through the entire objectof yours and it was quite good but since I’m more of a visual learner,I found that to be more helpful well let me know how it turns out